SquadTrip allows travelers to choose between paying in full or using flexible installment options powered by trusted payment providers: Afterpay, Klarna, and Affirm. Each offers a slightly different structure depending on your needs and credit eligibility.
Afterpay – Pay in Full and Installment
How it works:
Afterpay splits your total into four equal payments, due every two weeks.
Payment schedule:
The first installment is paid at checkout. The remaining three are charged automatically every two weeks to your linked card.
Paying in full:
You may choose to pay the entire amount upfront instead of using installments.
Fees:
No interest if payments are on time. Late or missed payments may result in fees.
Klarna – Pay in Full and Installment
How it works:
Klarna offers three options:
Pay in 4: Four bi-weekly, interest-free payments.
Pay Later: Pay the full amount within 14 or 30 days.
Financing: Long-term payment plans (6–36 months) with interest.
Paying in full:
You can always opt to pay the total upfront at checkout.
Fees:
No interest for Pay in 4 and Pay Later if paid on time. Financing options may include interest.
Affirm – Pay in Full and Installment
How it works:
Affirm offers monthly installment plans from 3 to 36 months.
Payment schedule:
You’ll select a plan that fits your budget and see the total cost upfront. Payments are made monthly.
Paying in full:
You can choose to pay upfront or over time.
Fees:
Interest may apply (0%–30%) based on your credit. No late fees, but missed payments can affect your credit score.
Summary of Options
Afterpay and Klarna’s Pay in 4 plans are great for short-term, interest-free installments.
Klarna’s Pay Later and Affirm’s long-term financing offer more flexibility, though interest may apply.
If you're unsure which method is best for you, review the terms at checkout or visit each provider’s website for more details.